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Payment Processors

This page lists and evaluates Bitcoin-focused options including BTC PayServer, Zaprite, BitPay, IBEX, Speed, Flexa, CoinGate, Neutron, The Bolt Card, and Moon. Details cover setup ease, transaction fees, integration, reliability, security, and customer support. Data generated from Grok. Glossary of terms listed below.

BTC PayServer Bitcoin payment processor logo for non-custodial e-commerce

BTC PayServer

BTC PayServer

BTC PayServer

Ease of Setup/Use: Moderate (technical) 

Transaction Fees: 0% (network fees only)

Integration Capabilities: Extensive (e-commerce, POS)

Reliability: High (if managed)

Security: Non-custodial, high

Customer Support: Community-based

Zaprite Bitcoin payment gateway logo based on BTCPay

Zaprite

BTC PayServer

BTC PayServer

Ease of Setup/Use: Moderate (BTCPay-based)

Transaction Fees: 0% (network fees)

Integration Capabilities: BTCPay integrations

Reliability: Moderate

Security: Non-custodial

Customer Support: Limited, communit

BitPay Bitcoin payment processor logo with e-commerce APIs

BitPay

BTC PayServer

BitPay

Ease of Setup/Use: High

Transaction Fees: 1% + 25¢

Integration Capabilities: E-commerce, POS, APIs

Reliability: High

Security: Custodial,

Customer Support: KYC24/7, mixed reviews

IBEX enterprise Bitcoin payment processor logo for fiat off-ramps

IBEX

BTC PayServer

BitPay

Ease of Setup/Use: Moderate (enterprise)

Transaction Fees: ~0.5–2% (est.)

Integration Capabilities: APIs, fiat off-ramps

Reliability: High

Security: Non-custodial, enterprise

Customer Support: Dedicated (enterprise)

Speed non-custodial Bitcoin payment processor logo with QR codes

Speed

CoinGate

Speed

Ease of Setup/Use: High

Transaction Fees: 0% (network fees)

Integration Capabilities: Limited (APIs, QR codes)

Reliability: Likely high

Security: Non-custodial

Customer Support: Limited

Flexa Bitcoin POS payment processor logo for retail

Flexa

CoinGate

Speed

Ease of Setup/Use: Moderate

Transaction Fees: ~0.5–1% (est.)

Integration Capabilities: POS, e-commerce

Reliability: High

Security: Custodial

Customer Support: Dedicated (enterprise)

CoinGate Bitcoin payment gateway logo with 1% fees

CoinGate

CoinGate

CoinGate

Ease of Setup/Use: High

Transaction Fees: 1%

Integration Capabilities: E-commerce, APIs

Reliability: High

Security: Custodial

Customer Support: 24/7, strong

Neutron Bitcoin payment API processor logo for fiat rails

Neutron

CoinGate

CoinGate

Ease of Setup/Use: Moderate (API-based)

Transaction Fees: Unknown

Integration Capabilities: APIs, fiat rails

Reliability: Likely high

Security: Non-custodial

Customer Support: Business contact

The Bolt Card NFC Bitcoin payment card logo

The Bolt Card

The Bolt Card

The Bolt Card

Ease of Setup/Use: Moderate (POS setup)

Transaction Fees:  Minimal

Integration Capabilities: Limited (NFC, wallets)

Reliability: Moderate

Security: Non-custodial

Customer Support: Wallet-based

Moon Bitcoin debit card payment processor logo

Moon

The Bolt Card

The Bolt Card

Ease of Setup/Use: Moderate (card-based)

Transaction Fees: ~1–2% (est.)

Integration Capabilities: Limited (POS, APIs)

Reliability: Moderate

Security: Custodial

Customer Support: Limited

Glossary of Terms

  • APIs: Application Programming Interfaces, used for integration in processors such as e-commerce, POS, and fiat off-ramps.
  • Custodial: Security type where the processor holds user funds, indicated in processors like BitPay, Flexa, CoinGate, and Moon.
  • Fiat off-ramps: Features allowing conversion to traditional currency, part of integration in processors like IBEX.
  • Fiat rails: Infrastructure for traditional currency transactions, included in integration for Neutron.
  • KYC: Know Your Customer, associated with customer support in processors like BitPay requiring verification.
  • NFC: Near Field Communication, related to limited integration in processors like The Bolt Card for wallet-based transactions.
  • Non-custodial: Security type where the processor does not hold user funds, noted in processors like BTCPay Server, Zaprite, IBEX, Speed, Neutron, and The Bolt Card.
  • POS: Point of Sale, referring to integration capabilities in Bitcoin payment processors like e-commerce and transaction handling.

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